and when you’re pulled in so many directions, it’s easy for financial admin to slip to the bottom of the list. But staying on top of your finances doesn’t have to be overwhelming.

Here are a few simple habits I encourage my clients to adopt to keep things running smoothly all year:

1. Stay consistent with your data entry.
   
   Make time each week to update your accounts—whether that’s reconciling transactions, uploading receipts, or checking your payroll. It’s much easier to manage when it becomes part of your routine.
   
   
2. Keep business and personal finances separate.
   
   If you’re still using one account for both, it’s time to make the switch. Not only is it cleaner, but it also gives you a clearer picture of how your business is actually performing.
   
   
3. Use cloud-based accounting software.
   
   A good platform like Xero or MYOB can save you time, reduce human error, and give you access to real-time financial data—essential for making informed decisions.
   
   
4. Don’t wait until BAS time.
   
   BAS reporting is much easier when your records are accurate and up to date. The more organised you are month-to-month, the less stress you’ll have come lodgement time.

If you’re feeling unsure about where to start or what processes to put in place, that’s where we come in. At Chisel Consulting, we work with clients to build simple, effective systems tailored to their needs—so bookkeeping doesn’t have to be a headache.